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Personal Insurance

more than just insurance
for your personal needs

Great rates, personal service and excellent coverage for your automobile
Thorough Coverage at Great Prices For Your Home or Condo
When it’s more than just you to consider.

Business Insurance

a complete line of commercial
insurance in all lines of business

We offer a full line of coverage for your commercial property needs
Protect your business from damages you must pay to others for bodily injury or property damage
Want To Keep Your Employees Happy? A Group Benefits Plan Will Help.

Rural Insurance

comprehensive coverage for Farms,
Rural, and Equine Insurance

Is your farm properly protected?
A horse/equine insurance policy is a cost effective way to ensure your horse is properly protected
Coverage designed for rural homeowners with farm-like risks


True or False? Using social media to post images or details from my car accident can affect my insurance claim. The answer is true – you should never share your accident details on social media. You should be aware that anything you post publicly can act as a written form of ...
True or False? If I buy an inexpensive car, my auto insurance premiums should be lower. This is false. Your insurance rate is based on multiple factors that directly related to the driver (age, driving record, experience, claims history, frequency of use, gender, commercial vs personal use) and the vehicle (...
True or False? When submitting an insurance claim, you should inflate the claims costs to ensure you are being fairly compensated.  False. Inflating the cost of an insurance claim is considered fraud. Insurance fraud is a serious business in Canada – estimated at $3 billion annually, a cost resulting in a 10 to 15% ...
Bundle your insurance. At Cornerstone, we offer a ”multi-policy discount” when you combine your home and auto policies with the same carrier. Increase your deductible. By increasing your deductible, you pay less for your policy annually. However, you are at risk to pay more money out-of-pocket if you have to ...