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Most beneficial for small businesses, commercial packages provide a multitude of necessary coverages in one policy.   Here you can insure your property, business income, liability and crime exposures on one comprehensive policy.

  • Coverage for owned/leased business assets including buildings, contents, equipment, and stock
  • A multitude of extensions available for both liability and property coverages such as property in transit, installation floater, property off premises, employer’s liability, employee benefits liability and more…
  • Coverage for business income lost due to interruption resulting from an insured peril
  • Commercial general liability coverage for suits brought forward by third parties for property damage or bodily injury caused by you
  • Products and completed operations coverage for bodily injury or property damage resulting from your products or your work
  • Non-owned automobile coverage for the vicarious liability assumed by employers requiring employees to use their own vehicles for company business
  • Comprehensive crime coverage including money and securities for theft, robbery or mysterious disappearance of money and employee dishonesty for theft of company property (directly or indirectly) by employees
  • Boiler and machinery (equipment breakdown) coverage for mechanical failure of equipment resulting from an insured peril
  • There may also be the possibility to add errors & omissions extensions depending on your operations