Returning Home After a Disaster

After a disaster strikes, returning to your home can be an emotional experience. Unfortunately, if you’re not careful, it can also be a dangerous one. It is important that you properly inspect your home for potential hazards before you resume your life there.

Potential Home Hazards

Take pictures of damages before you begin cleanup and keep good records of repair and cleaning costs for your insurance agent. Here are a few hazards to look for:

  • Natural gas. If you smell gas or hear a hissing sound, open a window and leave immediately. Alert the gas company as soon as possible.
  • Sparks and broken or frayed wires. If you suspect damage to any part of your electrical system or if there is standing water in your home, turn off the electricity at the main fuse box if you can safely do so. Do not use electricity unless you are certain it is safe to do so.
  • Roof, foundation and chimney cracks. A close examination of your home’s structural integrity is very important. If you feel that there is a chance for collapse, leave immediately.
  • Water and sewage systems. If any pipes are damaged, turn off your water at the main valve. Check with local authorities before using any water, as it may be contaminated. Also, make sure sewer lines are intact before using toilets.
  • Hazardous materials. Household chemicals, raw sewage and other substances that have spilled or leaked throughout your home need to be safely cleaned up as soon as possible.

Safety First

If you have any doubts about how damages could affect your safety, have your home inspected by a qualified building inspector or structural engineer before entering.

Not sure what’s covered in your home insurance policy? Give Cornerstone a call at 1-888-768-8001 to review your existing policy or to receive a free, no obligation quote.

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Cornerstone Insurance Brokers is a full line insurance brokerage with offices in Woodbridge (Vaughan), Aurora, Markham, and Barrie. Cornerstone provides car insurance, home insurance, motorcycle insurance, farm insurance, equine insurance, rural insurance, business insurance, life insurance, disability insurance, critical illness insurance and health insurance, as well as employee group benefits all over Ontario.