“Get a quote from Cornerstone and receive a $25 Visa gift card” (the “Offer”)

 

OFFER RULES AND REGULATIONS (the “Rules”)
No purchase is necessary, but individuals must get an online insurance quote from Cornerstone Insurance Brokers to receive a gift card. Cornerstone Insurance Brokers is a registered tradename of Canada Brokerlink (Ontario) Inc.

OFFER PERIOD
‘The Offer’ is being held by Cornerstone Insurance Brokers. (the “Offer Sponsor”) and begins 12:01AM EST on July 13, 2017 and will end at 11:59PM EST on July 31, 2017 (the “Offer Period”), after which time the offer will be closed and no further gift cards will be offered.

ELIGIBILITY
To be eligible for ‘the Offer’, an individual must be:
• the age of majority in Ontario or older at the time of receiving the quote;
• a permanent resident of Ontario;
• an individual must have clicked on the sponsored Facebook ad with the advertised offer to receive a $25 pre-paid Visa gift card for a home and/or auto insurance quote;
• an individual must receive a quote on a home or automobile insurance policy (excluding any commercial/business insurance) using the online quoting tool available on the Cornerstone Insurance Brokers campaign page
• the individual receiving the home and/or automobile insurance quote, must meet the underwriting guidelines set out by our Insuring partners (“Insurer”).
• Offer Sponsor, their respective parent company, affiliates, subsidiaries, related companies, advertising and promotional agencies, and the household members of any of the above, are not eligible to participate in the Offer (the above requirements collectively constitute all “Eligible Persons”).

HOW TO ENTER
NO PURCHASE REQUIRED. To enter without purchase or obligation, an individual must click the sponsored Facebook ad with the offer to receive a $25 pre-paid Visa gift card, and receive a quote on a home and/or automobile insurance policy from Cornerstone Insurance Broker’s website quoting tool between July 13, 2017 to July 31, 2017. The individual receiving the home and/or automobile insurance quote, must meet the underwriting guidelines set out by our insuring partners. The individual must provide their last name, first name (excluding any nickname), age, full address with postal code, telephone number with area code, email address (if applicable), as well as the expiration date of his/her home and/or auto insurance policy (excluding any commercial insurance). Upon receipt of this information by the Offer Sponsor, the individual will receive a home and/ or automobile quote and will receive a $25 pre-paid Visa gift card by mail within four to six weeks of receiving the quote. The Visa gift card will be delivered to the individual through Canada Post and sent to the address provided at the time of the quote. There is a limit of one (1) gift card per person. Offers may change without notice.

PRIZE
During the offer period there will be one (1) $25 pre-paid Visa gift card awarded to an individual for receiving an online quote from Cornerstone Insurance Brokers. Taxes and other fees may apply and are the responsibility of the individual receiving a Cornerstone Insurance Brokers quote. The gift card is non-exchangeable, non-transferable, non-refundable and must be accepted by the recipient of the quote as awarded. The Offer Sponsor does not make any express or implied warranty about the Prize, and, as such, is not responsible for any dissatisfaction with the Prize or for any taxes, landing and departure fees, and other charges and surcharges that may be applicable. The Offer Sponsor reserves the right to substitute a prize of equal or greater value in the event that the specified Prize is unavailable due to circumstances beyond the Offer Sponsor’s control. Arrangements will be made by the Offer Sponsor to deliver the Prize to the recipient of the Cornerstone Insurance Brokers quote. The recipient of the Cornerstone Insurance Brokers quote must meet all other eligibility criteria as well as any applicable company policies of the Offer Sponsor.

GENERAL CONDITIONS
The Offer Sponsor reserves the right, in its sole discretion to cancel or suspend this Offer should an event beyond its reasonable control corrupt the security or proper administration of the Offer, or for any other reason whatsoever. The Offer Sponsor and its affiliates may, at their sole discretion and without liability, rescind or amend this Offer at any time.

Any person entering this Offer or trying to do so by any means which would be unfair to the other entrants, contrary to the Rules or illegal, including computer hacking, amongst others, will be automatically disqualified and may be subject to prosecution, as the case may be. Decisions by the Offer Sponsor in regard to this paragraph are final and binding.

By participating in this Offer, the recipient of the Cornerstone Insurance Brokers quote acknowledges and agrees that the Offer Sponsor: (i) shall have no liability of any kind whatsoever with respect to this Offer and/or the awarding or use of the prize, (ii) make no warranty, guaranty or representation of any kind concerning the prize, (iii) disclaim any implied warranty, and (iv) are not liable for injury, loss or damage of any kind resulting from the entrant’s acceptance or use of the prize or otherwise from such entrant’s participation in this Offer, and (v) are not liable for any claim arising from a the Selected Entrant’s use of or dissatisfaction with a prize.

Neither the Offer Sponsor nor the Insurer is liable for any faulty computer components, software, or links, the loss or nonexistence of communications capability or faulty, incomplete, incomprehensible or erased telephone, mail, computer or network transmissions that make it difficult or renders any person(s) unable to receive the Offer. The Offer Sponsor and the Insurer waive any responsibility for any damages or loss incurred, directly or indirectly, in whole or in part, by the downloading of any software or any form and by the transmission of any data relating to participation in the Offer.

Neither the Offer Sponsor nor the Insurer are responsible for website loading, screening or posting errors, software, hardware, mail, telephone, network or server errors and the Offer Sponsor reserves the right to modify, cancel, terminate, or suspend the Offer in whole or in part, at its sole discretion, in the event a virus, computer bug, unauthorized human intervention, or any other occurrence beyond their control corrupts or adversely affects the administration, security, impartiality or normal operation of the Offer.

For the purposes of these Rules, the recipient of the gift card is the person who meets the eligibility criteria above. This is the person who will be awarded the gift card once a home and/ or automobile quote has been issued by Cornerstone Insurance Brokers. The Offer Sponsor may, for any reason and at its sole discretion, amend these Rules at any time during the Offer Period. The Offer is subject to all federal, provincial and municipal laws.

By participating in this Offer, you acknowledge having read these rules and agree to abide by them.

A copy of these rules are available upon request.